Thursday, December 30, 2010

Freezing Potatoes


What Do You Do With A 50 lb Bag Of Potatoes?

Found a great deal and bought a bag of potatoes for $7.97 ($0.16/lb).  Bought it and stored it in our basement thinking they would last for a while.  We made mashed potatoes, BBQ baked potatoes, and potato pancakes.  Unfortunately, our basement must be too warm with the wood stove down there so at the end of two weeks our potatoes were sprouting.  : (  We decided to try and freeze them after blanching them for 5 minutes in boiling water.




CONCLUSION:

Success!
They cook up beautifully into mashed potatoes when
thawed and cooked until tender.  : )

Replacing Butter With Margarine

Butter is expensive and we tend to use a lot of it so I have been trying to think of ways to cut back.  We use it in a lot of dishes so it would be next to impossible to cut out.  I hate the thought of using margarine but the container said "cholesterol & trans fat free."  Its only for a year.  Will it kill us?  After researching it online, I don't think it will.  I still prefer natural foods over man-made so we'll get back to butter as soon as we can.  : )

Here is what the Mayo Clinic has to say about it.

1 lb of butter from Aldi is $2.29
2.6 lbs of margarine from Aldi is $1.79

We are going through 1-2 lbs of butter a week in things like mac & cheese, grilled cheese sandwhiches, toast, mashed potatoes, etc.  I think 2 tubs of margarine will last us the entire month.  We shall see.

Tuesday, December 28, 2010

Homemade Pizza


For a detailed cost analysis of baking ingredients click here.

Cost Analysis For 2 Homemade Pizzas:
$0.03 For 1 Packet Of Yeast
$0.23 For Flour
$0.10 For Sugar, Salt, & Oil
$2.05 For 2 lbs Of Mozzarella Cheese
$1.00 For 100 Slices Of Pepperoni (50 Per Pizza)
$0.16 For 4 oz Pizza Sauce
$0.10 Onions, Green Peppers, Scavenged Toppings
Total Cost:  $3.67

$1.84 Per Pizza!

Pizza Crust Recipe

1 package regular or quick active dry yeast
1 cup very warm water (105-115 degrees) - I just wait until my sink water is the hottest it'll go
1 tsp sugar
1 tsp salt
1 Tbsp veg or olive oil
2 1/4 to 2 1/2 cups all-purpose or bread flour
Dissolve yeast in warm water.  Stir in oil, 1 cup flour, sugar, and salt.  Beat until smooth.  Stir in remaining flour, plus a little more if needed, to make dough easy to handle.  Turn dough onto lightly floured surface, knead five minutes or until smooth and elastic.  Place in greased bowl, turn dough ball over so greased side is up.  Cover with damp towel and stick in your oven with ONLY the oven light on for 30-40 minutes or until almost double.  
Voile! Enough dough to make 2 large pizzas. :) Just roll or smoosh out with your fingers.  Brush crust with butter and sprinkle with Parmesan cheese and garlic salt.  Bake for 5 minutes.  Layer toppings and return to oven until cheese is completely melted.





It was DELICIOUS!!

Monday, December 27, 2010

Baking From Scratch - Cost Of Ingredients


Does baking from scratch really save all that much money once you factor in the cost of all the ingredients?

Cost Of 1 Cup Of Self-Rising White Flour:

How Many Cups Of Flour Are In A 5 lb Bag?
Answer:  15 Cups

1 Bag Of Self-Rising Flour From Aldi (5 lbs) Is $1.39
$0.092 Per Cup
$0.28 Per Pound
$0.02 Per Ounce

1 Bag Of All-Purpose Flour From Sam's (50 lbs) Is $12.98
$0.086 Per Cup
$0.26 Per Pound
$0.0175 Per Pound

The flour from Aldi is cheaper because it includes rising agents.
A cup of flour costs $0.09.

Cost Of A "Packet" Of Yeast:

1 Packet Of Yeast = 1/4 Ounce = 2 1/2 Teaspoons

2 lbs Of Fleischmann's Yeast From Sam's = $4.38
2 lbs = 32 oz = 128 "Packets" = 320 Teaspoons
$0.03 Per Packet
$0.01 Per Teaspoon
A packet of yeast costs $0.03

Saturday, December 25, 2010

Potty Training




In order to save $500 in diapers next year, we have decided to try and potty train our 18-month-old daughter.  We didn't potty train our last two daughters until they were 3 since we could easily afford disposables and they didn't "seem interested."   I thought 18-months was too young to start toilet training, but check this out...In the 1950, almost a 100% of children wore cloth diapers and 95% of these children were trained by the age of 18 months.  In the 1980s, about 50% of children wore cloth diapers, while the other 50% wore disposable diapers and only about 50% of the children were potty trained by the age of 18 months.  Today, almost 90-95% of children wear disposable diapers and only about 10% of children are potty trained by the age of 18 months.  Today, the average age for potty training is about 30 months with the age ranging from 18-60 months.  -http://www.pottytrainingconcepts.com/A-History-of-Potty-Training.html

For our first week, we dedicated ourselves to "potty bootcamp" for our little enlistee since everyone is out of school and able to help.  She will be 18-months-old on New Year's Day 2011.  We are using the Fast Track method which basically consists of letting her run around without underwear and setting a timer for trips to the potty.  After 6 days, she seems to understand the basic concepts of "wet" and "dry."  She usually says "stinky"  as she is going or just after.  By the end of the week, she was making it in the potty about 75% of the time when taken and set on the toilet.  She is yet to self-initiate, but hopefully that will come with time.  : )

Here is a flow chart with the basic method:




Potty Training Boot Camp

Official Results From The Diaper Diaries:

We have officially given up all disposable diapers from day #1.  She wears plastic pants or cloth diapers at night and when we leave the house.  We try to keep her bare-bottomed during the day so she can get the full effect of her accidents.  : )  We started on December 20, 2010.

After 1 Week:  Going in the potty about 50% of the time she is set on it.  Says "stinky" after accidents 80% of the time.  Not self-initiating before she needs to go.

After 2 Weeks:  Making it to the potty about 75% of the time.  A couple accidents a day.  At the end of two weeks she stayed dry during church, said "stinky" and went in a new bathroom!!  Horray!!  She is wearing cloth diapers at night.

After 3 Months:  Total regression.  Never stays dry.  Does not let us know when she needs to go.  We have decided to wait a few months and try again.

Friday, December 24, 2010

Freezing Milk When It Is On Sale


I recently found milk for $2.19 at an Aldi across town.
I bought 4 gallons and put them in the freezer after
removing about a cup of milk to allow for expansion.

As we thawed the frozen milk we noticed that it had
busted a crack in the bottom of the container and
was leaking all over the fridge.  It took ALL DAY
long of sitting on the counter to thaw enough
to put into a new milk container.



Conclusion:
Milk will have to be transferred to other smaller
containers before freezing.  We will have to plan
ahead to thaw milk in time to use it.

Wednesday, December 22, 2010

eBay For Extra Cash



I sold my first item on eBay in 2005.  Since then, I have achieved Top Rated Seller status with a positive feedback score of over 1100.  However this is no longer a viable source of income since I am out of things to sell and do not have the cash to purchase anything else at this time.  : )

How I got started on eBay...

The first thing I ever sold on eBay was a
diaper cake!  Ever heard of one?  : )  A friend of mine, who knew my interest in interior design and party decorating, told me I should figure out how to make diaper cakes and sell them online. Having never seen a diaper cake before, I googled "diaper cake" and the first thing to pop up was instructions on how to make one! At first I was skeptical since they looked easy enough for anyone to make...how could I sell something you could easily make yourself? I went ahead and made one, photographed it and put it on Ebay. It sold for an astronomical amount of money (when compared to what I had in the cake)! I began thinking this might be the perfect opportunity to start a business from home doing something I really enjoy. I made up several more cakes, put them on Ebay, and they did very well! They were selling faster than I could make them. Within a few weeks, I opened an Ebay store, set up a UPS business account, learned how to take professional product pictures, and started making and listing inventory as fast as I could. Without much effort on my part, a local Babies R' Us featured me in their Baby Expo and gave me exclusive rights as their official diaper cake designer! In September, a stronger online presence was achieved with my own e-commerce website. I never dreamed I would find something I enjoy so much and actually make money doing it!  Unfortunately I spent money faster than it was coming in (trying to expand too quickly) so after I was $10k in the hole, I sold the business to pay back the debt.  It was taking too much time away from my family anyway.

How you can get started on eBay...

All you need to get started is an eBay and Paypal account, a digital camera, & access to a computer with internet.
First Timers:

1.  Set up an eBay and Paypal account (both are free).  Remember to create an eBay ID that makes sense, is professional and related to what you are selling.  For example; “bigdog1982” is not as professional as “debbiescollectables.”  If you already have an eBay account you can change your eBay ID.
2.  Purchase enough items on eBay to get a feedback score of 10.  This is crucial and skipping this step will result in listing difficulties as well as minimal (if any) sales.  There are lots ideas of what you can buy to get started.  You can buy e-books and coupons for as low as a penny.
3.  List your item for 30 days as a "buy it now" with a  "best offer."  It will cost you $0.50 per listing.
4.  Price your item so that you will not lose any money on fees/shipping.  Use this handy calculator to find out what your final eBay and Paypal fees will be after your sale.
5.  Print a shipping label online through eBay and ship your item IMMEDIATELY.
6.  Leave positive feedback for your seller the day after you ship.

More Tips:

-Open an eBay store if you have more than 50 items to sell or if you plan to do this long-term.  Cost for a store is $15.95 per month and saves you a bundle on listing fees.
-Photograph your items as professionally as possible.  Use a solid color background & good light.  Take pictures from every angle.  Include every detail.  Crop and edit your photos to make them as clean and sharp as possible.  I use a free photo editing software from Google called Picasa.
-
-Order free shipping supplies from USPS and/or purchase shipping mailers here (bid on the $0.99 auctions until you win one with a unit price of $0.25 or less per mailer)
-Be as honest as you can in your listings and describe any flaws.
-Offer a return policy.
-Always include delivery confirmation with your shipping.
-Keep track of your sales so you can see what works and what doesn't.
-Use a free auction templates such as this:  
http://www.freeauctiondesigns.com/

Boneless/Skinless Or Whole Chicken?


Ever wondered if it is really cheaper to cook the whole chicken
or just grab a bag of boneless/skinless breasts?
Does it save money to debone it yourself?


For my control I am using Aldi Frozen chicken.

When calculating meat prices,
it is important to calculate it based on usable meat,
rather than the weight of the package before cooking.
A 3 lb bag of boneless, skinless chicken breasts
cooks down to 1 lb 10 oz of usable meat.

Frozen Whole Chicken $4.74 for 5.5 lb Chicken
Bag Frozen Boneless/Skinless Breasts $5.99 For 3 lb Bag
Bag Frozen Boneless/Skinless Thighs $4.99 For 3 lb Bag

After cooking the meat in a slow cooker,
cutting it up and putting it in a Ziplock bag, here is the yield:

Whole Chicken (5.5 lbs) = 1 lb 10 oz usable meat
3 lb Bag Frozen Breasts = 1 lb 10 oz usable meat
3 lb Bag Frozen Thighs = 1 lb 7 oz usable meat

Whole Chicken = $0.18 per ounce
Chicken Breasts = $0.23 per ounce
Chicken Thighs = $0.22 per ounce

Cheapest Chicken I Have Found To Date:

In January, Food Lion Had Chicken Leg
Quarters On Sale For $0.49/lb

$4.90 Per Bag (10 lbs Chicken Leg/Thigh)
Cooked 4 Pieces (Little Less Than 1/2 The Bag) In Crock-Pot
$1.96 For Crock-Pot Worth Of Meat
Got 1 lbs 7 oz Pulled Meat Off The Bones ( FULLY COOKED)
$0.09 per ounce!





Baby Food



Goal: Reduce The Cost Of Baby Food For An 11-Month Old

Which is cheaper?


The frozen green beans were the winner! The girls and I noticed how much fresher they looked, too! I cooked them in the microwave and then used a food processor to make puree them. To make them the consistency of baby food, I added 1/2 cup of water per 3 "jars."

We successfully used homemade baby food until our little girl transitioned to table food.

Homemade Laundry Soap




Goal: Cut Down On Laundry Expenses

Laundry detergent, Oxiclean, & fabric softener were taking a big chunk out of my grocery budget, so I tried finding a way to clean clothes for less. I'm pretty picky about the way detergent cleans (and smells), so I had been using Gain powdered detergent, Oxiclean for stains, and Gain liquid fabric softener. Our family does at least 10 loads of laundry a week, so this was adding up to be quite an expense!


Here is a link that describes the savings in detail
(scroll to the bottom of the page).
It is estimated to cost $0.1 per load with this recipe!


Homemade Laundry
Soap Recipe

1/3 white bar soap such as Ivory, Dial, Fels Naptha
½ cup washing soda
½ cup borax powder

~You will also need a small bucket, about 2 gallon size~
Grate the soap and put it in a sauce pan. Add 6 cups water and heat it until the soap melts.  Add the washing soda and the borax and stir until it is dissolved. Remove from heat. Pour 4 cups hot water into the bucket. Now add your soap mixture and stir. Now add 1 gallon plus 6 cups of water and stir. Let the soap sit for about 24 hours and it will gel. You use ½ cup per load.

Here are detailed pictures of the process:
http://www.thefamilyhomestead.com/laundrysoap2.htm

IT WORKED!! I LOVE IT!!


I have been making my own laundry soap for 3 months now and I am very happy with the results. I make a huge batch of soap once a month and store it in old detergent containers. It is not difficult and only takes me about 15 minutes.


I bought the washing soda & borax
from alice.com for $7.50 including shipping.
You can also find the washing soda at ACE Hardware
& the borax at Wal-Mart.
I used dial soap since that is what we use
in the shower and I had some sitting around.
I poured the mixture into
old detergent containers. : )

I use vinegar in the rinse cycle to eliminate
odors and keep clothes fresh & soft.

I still use bleach and Oxiclean occasionally
for tough stains.





*UPDATE*

As of February 1, 2012 we will have successfully used homemade
laundry soap for eighteen months.  It works fabulously for us!

December Spending Recap

For The Month Of December, I had the following expenditures out of our household account:

$282.82   Food
$176.82   Other (Dry Cleaning, Cat Food, Paying Daughter For Babysitting, Yarn)
$459.64  TOTAL SPENT - SUCCESS!!
Average of $65.77 per week spent on food only.

Monthly Recaps

The Experiments

Experiments In Frugality:


Experiments In Frugality - Chocolate Pudding


Chocolate Pudding For The Girls To Take To School:


Theory/Cost Analysis:
4 Pudding "Cups" From Aldi ($0.89 For 4 Cups/3.5 oz each) = $0.06 Per Ounce/$0.22 Per Portion
 36 Pudding "Cups" From Sam's ($6.45 For 36/3.5 oz each) = $0.05 Per Ounce/$0.18 Per Portion
Instant Pudding Box From Aldi ($0.49 (Dry Mix) + 2 Cups Of Milk ($0.35) = $0.84 For 16 oz Pudding = $0.05 oz/$0.18 Per 3.5 oz Portion)
#10 Can Chocolate Pudding From Sam's ($3.98 For 112 oz) = $0.04 Per Ounce/$0.12 Per 3.5 oz Portion
Shrink Portions From #10 Can To 2 oz Each = $0.08 Per Portion
*Making it from scratch is more expensive due to the type of ingredients needed (including sugar, cocoa, milk, butter, etc) and it is much more time consuming although I am sure it tastes better.

In Reality:
We purchased the #10 can from Sam's to experiment with over the girl's holiday break. We opened the can and poured the putting into a plastic container to store in the fridge. We spooned it out for lunch that first day and it was perfect! However, after 2-3 days in the fridge it began to liquify and break down. It was pretty yucky because the taste wasn't s*p*e*c*t*a*c*u*l*a*r to start with. Ended up throwing the rest of the can away. : (

Conclusion:

If you purchase a huge can of pudding from Sam's, you need to use it within 48 hours.

Level 1 Frugality:  Skip pudding all together.  You need something with more substance.
Level 2 Frugality:  Skip the pudding unless you can get it free with coupons or it is given to you.
Level 3 Frugality:  Pudding cups from Sam's are your best bet for school lunches.
Level 4 Frugality:  Use a coupon and enjoy your favorite brand.
Level 5 Frugality:  Buy whatever pudding you like best.

USDA's Recommended Food Budget


Results For Our Family:
Based on the latest prices, USDA's Low-Cost Food Plan indicates your family can achieve a nutritious diet that meets current Dietary Guidelines for America by spending an:
estimated $244.31 per week/
$1,058.58 per month

Oatmeal

Cheapest oatmeal I can find...

$29.75 for 50lb bag of rolled oats = $0.595/lb = $0.04/0z

Breakfast portion for nice sized bowl is 3 oz

Cost per portion is $0.11 for just dry oatmeal

Bowl Of Oatmeal:
3 oz dry oatmeal is $0.11
1/2 cup milk is $0.085 ($2.19 a gallon at Aldi)
Total so far for basic bowl of oatmeal: $0.20
Total so far for 5 people eating oatmeal: $1.00

Other condiments vary...
Honey:
Raisins:
Apple Chunks:
Cinnamon:
Blueberries From Freezer:


Friday, December 17, 2010

Analyzing The Food Budget

This is how I analyzed our food budget:

1. Started checking prices at all major grocery stores and wrote them in a price comparison book.

2. Made a list of the cheapest foods available.

3. Made a list of cost-per-serving for each food.

4. Did A Cost Analysis Of Meals We Currently Eat.

Let's say I want to stay within a $50 per week grocery budget...

Another way to do it would be to make a grocery list for 2 weeks or a month and keep it within budget. For example, if I want to spend $50 per week on groceries, then I could shop once a month and spend $200. When the food runs out, it runs out and we do not buy more until the next grocery day.

Internet, Phone, & Cable Services...


1. CABLE: We do not have cable tv since we do not watch tv.

2. PHONE SERVICE: We do not have a land line. The cheapest land line is $40 per month. We use cell phones. My husband has to have one for his employment and we are all on his plan. His employer reimburses part of it. We pay $10 per month for each additional line and we have two. The total cost is around $100 per month before reimbursement but hubby takes care of this bill so it is not part of household expenses that I am responsible for.

3. INTERNET: Getting rid or internet or going to dial-up is not an option for our family. We pay for high-speed internet service at a rate of $54.99 per month. This is month-to-month. Based on a "frugal tip," I called my internet provider and asked them if they could lower my cable bill if I signed a 1 or 2 year contract. They said yes and lowered my cable bill to $34.99 per month! This will save us $240 over the next year!!

Monday, December 13, 2010

Snapshot Into Spending (12/13/10)

Today's Grocery Shopping:

Wal-Mart
Unscented Baby Wipes 704 for $10.97 = $0.0155 Per Wipe ($10.97)
Clausen Dill Pickles Special Request For Family Reunion ($6.00)


Entenmann's Bakery Outlet (8 Loaves Of Bread) $7.92

Sav-Mor (Outlet For Ingles Grocery Stores) $14.93
10 lbs Rome Apples $3.97 ($0.40/lb)
50 lbs Potatoes $7.97 ($0.16/lb)
Iceburg Lettuce $1.58
Roma Tomatoes $0.63
Green Pepper $0.78


TOTAL SPENT: $40.48

Sunday, December 12, 2010

One Dollar Per Pound


An interesting thought from the "Ultimate Cheapskate"
is to not buy any food that costs over a $1 per pound.
1 lb = 16 oz

Cheese is probably the toughest.
Here is a link with 50 healthy foods under $1/lb

It really puts things in perspective to remember that

1 Snickers Bar From Aldi = $0.99
Or
Enough Oatmeal To Feed The
Family Breakfast For A Week = $0.99

Friday, December 10, 2010

Milk

How To Save Money On Milk

1. Powdered Milk Is NOT Cheaper Than Regular Milk (price it out for yourself and see).

2. The cheapest price for a gallon of milk that I have seen in my area is $2.19 at Aldi.

3. Tell the kids no more drinking milk. Drink water instead!

4. When you find a good price, buy a bunch and freeze it.

What This Blog Is NOT...


...About couponing.

Thursday, December 2, 2010

Coupons


Reasons Why I Do Not Use Coupons

-Our family eats a gluten-free diet due to celiac disease. We can not use most of the processed foods that coupons are usually for. We tend to eat unprocessed whole foods for which there are rarely coupons.

-We are not so much worried about "how much we saved" off a large food bill of expensive brands, as we are about "how much we spent" for nourishing food.

-We would rather consistently spend $5o a week on groceries than have one great week with good coupon deals and the next spend more than we want because we do not have coupons for the items we need.

-Many products like diapers, laundry detergent, ziplock bags, etc we have completely eliminated all together by making our own, using reuseable instead of disposable, or substituting with something much less expensive.

-We do not eat boxed cereal.

-As a very busy homeschooling mom of six, I do not have the time couponing requires.

-We do not get the newspaper and do not want to spend extra money on one. We are not interested in going through other people's garbage or recycling bins.

-We are not interested in stockpiling toiletries and packaged food items that we do not use. One of the most difficult concepts for people to comprehend with couponing is that you will be buying a lot of things you don’t want or need in order to get the things that you do want and need. -Lazy Couponing

Do we really think we are smarter than advertising professionals and grocery store managers? It seems that coupons are usually for store brands of items I do not use. I do not want a stockpile of toothbrushes and hamburger helper to show for hours and hours of clipping, organizing, & shopping. I prefer the method of saving money as described in Living On A Dime. However, everything I've read on frugal living describes incredible savings using the coupon game. My favorite websites are www.moneysavingmom.com, http://thekrazycouponlady.com/, http://www.becentsable.net/ The first thing I would do if I were to coupon would be to find free coupons. Recycling bins? Dumpster Diving? : ) I checked with my local library and they will not save inserts for patrons.

Before Making A Purchase...


1. Do I Really Need This

2. Do I Already Have Something That Would Do Just As Well?

3. Can I Find A Cheaper Substitute?

Wednesday, December 1, 2010

Cloth Diapers


When speaking of disposable items, diapers are one of the biggest expenses! Should I eliminate disposables and use cloth? I have a 17-month-old, and a newborn due to arrive in 4 months.

This
and this is the most economical way to diaper babies from everything I have read but how in the world can it realistically work? I have tested it and MG can soak a cloth diaper like this in minutes enough to actually wring the pee out! Even with a diaper cover, it gets her clothes wet and anywhere she sits is damp. I would have to change her the minute she goes and there is no way I can do that with my current circumstances of driving S to and from work/school and all of my other responsibilities. I don't know how this can possibly be a wise use of time for me. There are higher quality diapering systems available for a minimum investment of at least $100 (for used diapers on eBay) and all the way up to several hundred dollars. The Lord has given us witty inventions to use and be thankful for. Disposable diapers and wipes are one of them! I would no sooner go without air conditioning or toilet paper unless the Lord intervenes and puts us in a really desperate financial situation. My Wal-Mart brand disposable diapers pull all the liquid inside and hardly ever leak (even overnight). If the truth be told, I only change diapers 3-4 times per day. At $0.20 each, that is only $1.00 a day. Surely I can find a way to come up with this cash. I remember reading in one of my "thrifty living" books that time MUST have a dollar amount on it or there is no limit to the things we would find ourselves doing to save money. I am only given 24 hours per day. 9 of those are spent sleeping. This leaves 15 hours a day. Not everything will fit into those 15 hours. I am considering potty training her instead of using cloth diapers but the time factor still applies because I will have to take her to the bathroom every few hours and clean up accidents. My older girls are so busy with school/work that I can not count on them to help a lot.


This is the cost analysis I went through to form my opinion:


Parameters For Analysis:
Parent's Choice Disposable Diapers From Wal-Mart as the brand used for disposable diapers
Tax Included In All Cost Analysis
365 Day Time Frame
2 Babies In Diapers
Rumparooz As Favorite Cloth Diaper (I like them because of inner gusset, poop scoop, and adjustable size)

Wal-Mart Parent’s Choice Diapers Price Including Tax:
$14.81 For 70 Size 5 Diapers = $0.21
$14.81 For 82 Size 4 Diapers = $0.18
$14.81 For 96 Size 3 Diapers = $0.15
$14.81 For 96 Size 2 Diapers = $0.15

MG Uses Average Of 5 Diapers Per 24 Hour Period (Size 4-5) = $0.20 Per Diaper = $0.98 Per Day = $358 For One Year
J will not need any new diapers until halfway through the year because we have plenty of size 1. Let’s say she uses 6-7 per day. For size 2 diapers, it works out to be almost exactly the same price per day as MG. 183 days x $0.98 per day = $179.34 for 6 months worth of diapers.

Total Disposable Diaper Cost For 2011: $538.00


Cost Of Cloth Diapers For Both Girls...

Let’s Say We Use 1 Box Of Diapers Per Month For Nights & Church ($15.80 for average of 80 diapers) = $189.60 For The Year

Cost Of Cloth Diapers For Both Girls Is $250 If Purchased New (Rumparooz) (4 Covers/20 Inserts)

Let’s say I can find a real deal by buying used or a cheaper diaper and get the price down to $150 for our cost analysis experiment...

Total Cost Of Cloth Diapers & Disposable For Nights/Sunday: $339.60 For The Year

Total Savings By Using Cloth Diapers (Cost of disposable $538 Minus Cost Of Cloth $339.60): $198 Plus Extra Hassle. Is it worth it to save $16.50 a month?

Other Possibilities (extreme frugality mindset needed):

Use cloth diapers at night and church so no disposable diapers at all.

Spend only $38 on cloth diapers. Get diapers that fit any size baby so they can be used by MG and J. Wash diaper inserts every day.

Potty train MG at 18 months so she is in underwear by the time J is born.

Sell cloth diapers at the end of the year on eBay.

Savings: $500 for the year = $41.67 per month=$$1.39 per day
That is $500 in savings. Is it worth it? Is it even possible?

RESULT:  We have decided to try and potty train our 18-month-old (using cloth diapers at night).

Helpful Links:





Tuesday, November 30, 2010

Eliminating Disposable Items



In an effort to reduce household expenses, I have gone through each disposable item we are currently using to evaluate how it can be inexpensively replaced by something "reusable." We have replaced napkins and paper towels with cloth (bar mops from Sam's cut in half and hemmed). We are replacing ziplock bags with plastic storage containers. We can not eliminate T.P. : ) I am still assessing each disposable "convenience" item to see if it can be replaced. Here is my first idea which has been working fabulously for the past three months...


Goal: Replace Disposable Paper Products
With Something Reuseable & Inexpensive
(Napkins, Paper Towels, Etc.)

Purchased 48 "Bar Mops" From Sam's Club
Price: 24 For $10.36 ($0.43 each)
Cut In Half Lowers Price To $0.21 each
Cut In Quarters Lowers Price To $0.11 each
Hem Ragged Edges On Sewing Machine
Size: 16" x 19"
100% Cotton



Cut Them In Half And Hemmed Them
On Sewing Machine For Napkins:

Cut Them In Quarters To Use In Place Of Paper Towels
To Wipe Little Faces, Wipe Up Little Spills, Etc.











*UPDATE*
By February 1, 2011 we have successfully eliminated almost all disposable
paper products except for toilet paper.  We still use plastic baggies
(300 for $1) for lunch boxes due to size constraints in the lunch boxes.

A Year Of Extreme Frugality


Time Frame: December 1, 2010 - December 31, 2011

Goal: Reduce Household Budget As Much As Possible

Mini-Goal #1: Pay Off Checking Account Overdraft

Mini-Goal #2: Eliminate E's Need To
Contribute To Household Budget

Mini-Goal #3: Begin Saving In Case Extra Babysitting
Income Gets Eliminated